Last updated: July 1, 2021
This Privacy Policy describes Our policies and procedures on the
collection, use and disclosure of Your information when You use the
Service and tells You about Your privacy rights and how the law
protects You.
We use Your Personal data to provide and improve the Service. By
using the Service, You agree to the collection and use of
information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings
defined under the following conditions. The following definitions
shall have the same meaning regardless of whether they appear in
singular or in plural.
Definitions
For the purposes of this Privacy Policy:
-
Business, for the purpose of the CCPA (California Consumer Privacy
Act), refers to the Company as the legal entity that collects
Consumers' personal information and determines the purposes and
means of the processing of Consumers' personal information, or on
behalf of which such information is collected and that alone, or
jointly with others, determines the purposes and means of the
processing of consumers' personal information, that does business
in the State of California.
-
Company (referred to as either "the Company", "We", "Us" or "Our"
in this Agreement) refers to PledgeStar, Inc., 25422 Trabuco Road,
105-404, Lake Forest, CA 92630.
-
Consumer, for the purpose of the CCPA (California Consumer Privacy
Act), means a natural person who is a California resident. A
resident, as defined in the law, includes (1) every individual who
is in the USA for other than a temporary or transitory purpose,
and (2) every individual who is domiciled in the USA who is
outside the USA for a temporary or transitory purpose.
-
Cookies are small files that are placed on Your computer, mobile
device or any other device by a website, containing the details of
Your browsing history on that website among its many uses.
- Country refers to: California, United States
-
Device means any device that can access the Service such as a
computer, a cellphone or a digital tablet.
-
Do Not Track (DNT) is a concept that has been promoted by US
regulatory authorities, in particular the U.S. Federal Trade
Commission (FTC), for the Internet industry to develop and
implement a mechanism for allowing internet users to control the
tracking of their online activities across websites.
-
Personal Data is any information that relates to an identified or
identifiable individual.
For the purposes of the CCPA,
Personal Data means any information that identifies, relates to,
describes or is capable of being associated with, or could
reasonably be linked, directly or indirectly, with You.
-
Sale, for the purpose of the CCPA (California Consumer Privacy
Act), means selling, renting, releasing, disclosing,
disseminating, making available, transferring, or otherwise
communicating orally, in writing, or by electronic or other means,
a Consumer's personal information to another business or a third
party for monetary or other valuable consideration.
- Service refers to the Website.
-
Service Provider means any natural or legal person who processes
the data on behalf of the Company. It refers to third-party
companies or individuals employed by the Company to facilitate the
Service, to provide the Service on behalf of the Company, to
perform services related to the Service or to assist the Company
in analyzing how the Service is used.
-
Usage Data refers to data collected automatically, either
generated by the use of the Service or from the Service
infrastructure itself (for example, the duration of a page visit).
-
Website refers to PledgeStar, accessible from
https://p.pledgestar.com
-
You means the individual accessing or using the Service, or the
company, or other legal entity on behalf of which such individual
is accessing or using the Service, as applicable.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using Our Service, We may ask You to provide Us with certain
personally identifiable information that can be used to contact or
identify You. Personally identifiable information may include, but
is not limited to:
- Email address
- First name and last name
- Phone number
- Address, State, Province, ZIP/Postal code, City
- Usage Data
Usage Data
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device's Internet
Protocol address (e.g. IP address), browser type, browser version,
the pages of our Service that You visit, the time and date of Your
visit, the time spent on those pages, unique device identifiers and
other diagnostic data.
When You access the Service by or through a mobile device, We may
collect certain information automatically, including, but not
limited to, the type of mobile device You use, Your mobile device
unique ID, the IP address of Your mobile device, Your mobile
operating system, the type of mobile Internet browser You use,
unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You
visit our Service or when You access the Service by or through a
mobile device.
Tracking Technologies and Cookies
We use Cookies and similar tracking technologies to track the
activity on Our Service and store certain information. Tracking
technologies used are beacons, tags, and scripts to collect and
track information and to improve and analyze Our Service. The
technologies We use may include:
-
Cookies or Browser Cookies. A cookie is a small file placed on
Your Device. You can instruct Your browser to refuse all Cookies
or to indicate when a Cookie is being sent. However, if You do not
accept Cookies, You may not be able to use some parts of our
Service. Unless you have adjusted Your browser setting so that it
will refuse Cookies, our Service may use Cookies.
-
Web Beacons. Certain sections of our Service and our emails may
contain small electronic files known as web beacons (also referred
to as clear gifs, pixel tags, and single-pixel gifs) that permit
the Company, for example, to count users who have visited those
pages or opened an email and for other related website statistics
(for example, recording the popularity of a certain section and
verifying system and server integrity).
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies
remain on Your personal computer or mobile device when You go
offline, while Session Cookies are deleted as soon as You close Your
web browser. You can learn more about cookies here:
All About Cookies by TermsFeed.
We use both Session and Persistent Cookies for the purposes set out
below:
Functionality Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow us to remember choices
You make when You use the Website, such as remembering your login
details or language preference. The purpose of these Cookies is to
provide You with a more personal experience and to avoid You having
to re-enter your preferences every time You use the Website.
For more information about the cookies we use and your choices
regarding cookies, please visit our Cookies Policy or the Cookies
section of our Privacy Policy.
Use of Your Personal Data
The Company may use Personal Data for the following purposes:
-
To provide and maintain our Service, including to monitor the
usage of our Service.
-
For the performance of a contract: the development, compliance and
undertaking of the purchase contract for the products, items or
services You have purchased or of any other contract with Us
through the Service.
-
To contact You: To contact You by email, telephone calls, SMS, or
other equivalent forms of electronic communication, such as a
mobile application's push notifications regarding updates or
informative communications related to the functionalities,
products or contracted services, including the security updates,
when necessary or reasonable for their implementation.
-
To provide You with news, special offers and general information
about other goods, services and events which we offer that are
similar to those that you have already purchased or enquired about
unless You have opted not to receive such information.
-
To manage Your requests: To attend and manage Your requests to Us.
-
For business transfers: We may use Your information to evaluate or
conduct a merger, divestiture, restructuring, reorganization,
dissolution, or other sale or transfer of some or all of Our
assets, whether as a going concern or as part of bankruptcy,
liquidation, or similar proceeding, in which Personal Data held by
Us about our Service users is among the assets transferred.
-
For other purposes: We may use Your information for other
purposes, such as data analysis, identifying usage trends,
determining the effectiveness of our promotional campaigns and to
evaluate and improve our Service, products, services, marketing
and your experience.
We may share Your personal information in the following situations:
-
With Service Providers: We may share Your personal information
with Service Providers to monitor and analyze the use of our
Service, to contact You.
-
For business transfers: We may share or transfer Your personal
information in connection with, or during negotiations of, any
merger, sale of Company assets, financing, or acquisition of all
or a portion of Our business to another company.
-
With Your consent: We may disclose Your personal information for
any other purpose with Your consent.
Retention of Your Personal Data
The Company will retain Your Personal Data only for as long as is
necessary for the purposes set out in this Privacy Policy. We will
retain and use Your Personal Data to the extent necessary to comply
with our legal obligations (for example, if we are required to
retain your data to comply with applicable laws), resolve disputes,
and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis
purposes. Usage Data is generally retained for a shorter period of
time, except when this data is used to strengthen the security or to
improve the functionality of Our Service, or We are legally
obligated to retain this data for longer time periods.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the
Company's operating offices and in any other places where the
parties involved in the processing are located. It means that this
information may be transferred to — and maintained on — computers
located outside of Your state, province, country or other
governmental jurisdiction where the data protection laws may differ
than those from Your jurisdiction.
Your consent to this Privacy Policy followed by Your submission of
such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that
Your data is treated securely and in accordance with this Privacy
Policy and no transfer of Your Personal Data will take place to an
organization or a country unless there are adequate controls in
place including the security of Your data and other personal
information.
Disclosure of Your Personal Data
Business Transactions
If the Company is involved in a merger, acquisition or asset sale,
Your Personal Data may be transferred. We will provide notice before
Your Personal Data is transferred and becomes subject to a different
Privacy Policy.
Law enforcement
Under certain circumstances, the Company may be required to disclose
Your Personal Data if required to do so by law or in response to
valid requests by public authorities (e.g. a court or a government
agency).
Other legal requirements
The Company may disclose Your Personal Data in the good faith belief
that such action is necessary to:
- Comply with a legal obligation
- Protect and defend the rights or property of the Company
-
Prevent or investigate possible wrongdoing in connection with the
Service
-
Protect the personal safety of Users of the Service or the public
- Protect against legal liability
Security of Your Personal Data
The security of Your Personal Data is important to Us, but remember
that no method of transmission over the Internet, or method of
electronic storage is 100% secure. While We strive to use
commercially acceptable means to protect Your Personal Data, We
cannot guarantee its absolute security.
CCPA Privacy
This privacy notice section for California residents supplements the
information contained in Our Privacy Policy and it applies solely to
all visitors, users, and others who reside in the State of
California.
Categories of Personal Information Collected
We collect information that identifies, relates to, describes,
references, is capable of being associated with, or could reasonably
be linked, directly or indirectly, with a particular Consumer or
Device. The following is a list of categories of personal
information which we may collect or may have been collected from
California residents within the last twelve (12) months.
Please note that the categories and examples provided in the list
below are those defined in the CCPA. This does not mean that all
examples of that category of personal information were in fact
collected by Us, but reflects our good faith belief to the best of
our knowledge that some of that information from the applicable
category may be and may have been collected. For example, certain
categories of personal information would only be collected if You
provided such personal information directly to Us.
-
Category A: Identifiers.
Examples: A real name, postal
address, online identifier, Internet Protocol address, email
address, account name, or other similar identifiers.
Collected: Yes.
-
Category B: Personal information categories listed in the
California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
Examples: A name, address, telephone number. Some personal
information included in this category may overlap with other
categories.
Collected: Yes.
-
Category C: Protected classification characteristics under
California or federal law.
Examples: Age (40 years or
older), race, color, ancestry, national origin, citizenship,
religion or creed, marital status, medical condition, physical or
mental disability, sex (including gender, gender identity, gender
expression, pregnancy or childbirth and related medical
conditions), sexual orientation, veteran or military status,
genetic information (including familial genetic information).
Collected: No.
-
Category D: Commercial information.
Examples: Records and
history of products or services purchased or considered.
Collected: No.
-
Category E: Biometric information.
Examples: Genetic,
physiological, behavioral, and biological characteristics, or
activity patterns used to extract a template or other identifier
or identifying information, such as, fingerprints, faceprints, and
voiceprints, iris or retina scans, keystroke, gait, or other
physical patterns, and sleep, health, or exercise data.
Collected: No.
-
Category F: Internet or other similar network activity.
Examples: Interaction with our Service or advertisement.
Collected: Yes.
-
Category G: Geolocation data.
Examples: Approximate physical
location.
Collected: No.
-
Category H: Sensory data.
Examples: Audio, electronic,
visual, thermal, olfactory, or similar information.
Collected: No.
-
Category I: Professional or employment-related information.
Examples: Current or past job history or performance
evaluations.
Collected: No.
-
Category J: Non-public education information (per the Family
Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34
C.F.R. Part 99)).
Examples: Education records directly
related to a student maintained by an educational institution or
party acting on its behalf, such as grades, transcripts, class
lists, student schedules, student identification codes, student
financial information, or student disciplinary records.
Collected: No.
-
Category K: Inferences drawn from other personal information.
Examples: Profile reflecting a person's preferences,
characteristics, psychological trends, predispositions, behavior,
attitudes, intelligence, abilities, and aptitudes.
Collected: No.
Under CCPA, personal information does not include:
- Publicly available information from government records
- Deidentified or aggregated consumer information
- Information excluded from the CCPA's scope, such as:
-
Health or medical information covered by the Health Insurance
Portability and Accountability Act of 1996 (HIPAA) and the
California Confidentiality of Medical Information Act (CMIA) or
clinical trial data
-
Personal Information covered by certain sector-specific privacy
laws, including the Fair Credit Reporting Act (FRCA), the
Gramm-Leach-Bliley Act (GLBA) or California Financial Information
Privacy Act (FIPA), and the Driver's Privacy Protection Act of
1994
Sources of Personal Information
We obtain the categories of personal information listed above from
the following categories of sources:
-
Directly from You. For example, from the forms You complete on our
Service, preferences You express or provide through our Service.
-
Indirectly from You. For example, from observing Your activity on
our Service.
-
Automatically from You. For example, through cookies We or our
Service Providers set on Your Device as You navigate through our
Service.
Use of Personal Information for Business Purposes or Commercial
Purposes
We may use or disclose personal information We collect for "business
purposes" or "commercial purposes" (as defined under the CCPA),
which may include the following examples:
- To operate our Service and provide You with our Service.
-
To provide You with support and to respond to Your inquiries,
including to investigate and address Your concerns and monitor and
improve our Service.
-
To fulfill or meet the reason You provided the information. For
example, if You share Your contact information to ask a question
about our Service, We will use that personal information to
respond to Your inquiry.
-
To respond to law enforcement requests and as required by
applicable law, court order, or governmental regulations.
-
As described to You when collecting Your personal information or
as otherwise set forth in the CCPA.
- For internal administrative and auditing purposes.
-
To detect security incidents and protect against malicious,
deceptive, fraudulent or illegal activity, including, when
necessary, to prosecute those responsible for such activities.
Please note that the examples provided above are illustrative and
not intended to be exhaustive. For more details on how we use this
information, please refer to the "Use of Your Personal Data"
section.
If We decide to collect additional categories of personal
information or use the personal information We collected for
materially different, unrelated, or incompatible purposes We will
update this Privacy Policy.
Disclosure of Personal Information for Business Purposes or
Commercial Purposes
We may use or disclose and may have used or disclosed in the last
twelve (12) months the following categories of personal information
for business or commercial purposes:
- Category A: Identifiers
-
Category B: Personal information categories listed in the
California Customer Records statute (Cal. Civ. Code § 1798.80(e))
- Category F: Internet or other similar network activity
Please note that the categories listed above are those defined in
the CCPA. This does not mean that all examples of that category of
personal information were in fact disclosed, but reflects our good
faith belief to the best of our knowledge that some of that
information from the applicable category may be and may have been
disclosed.
When We disclose personal information for a business purpose or a
commercial purpose, We enter a contract that describes the purpose
and requires the recipient to both keep that personal information
confidential and not use it for any purpose except performing the
contract.
Sale of Personal Information
As defined in the CCPA, "sell" and "sale" mean selling, renting,
releasing, disclosing, disseminating, making available,
transferring, or otherwise communicating orally, in writing, or by
electronic or other means, a consumer's personal information by the
business to a third party for valuable consideration. This means
that We may receive some kind of benefit in return for sharing
personal information, but not necessarily a monetary benefit. We
have not sold Your personal information. We do not sell Your
personal information. If the Company is involved in a merger,
acquisition or asset sale, Your Personal Data may be transferred.
Please note that the categories listed below are those defined in
the CCPA. This does not mean that all examples of that category of
personal information were in fact sold, but reflects our good faith
belief to the best of our knowledge that some of that information
from the applicable category may be shared for value in return.
We may sell the following categories of personal information:
- Category A: Identifiers
-
Category B: Personal information categories listed in the
California Customer Records statute (Cal. Civ. Code § 1798.80(e))
- Category F: Internet or other similar network activity
Share of Personal Information
We may share Your personal information identified in the above
categories with Service Providers
Sale of Personal Information of Minors Under 16 Years of Age
We do not sell Your personal information. If the Company is involved
in a merger, acquisition or asset sale, Your Personal Data may be
transferred. We do not transfer the personal information of
Consumers We actually know are less than 16 years of age, unless We
receive affirmative authorization (the "right to opt-in") from
either the Consumer who is between 13 and 16 years of age, or the
parent or guardian of a Consumer less than 13 years of age.
Consumers who opt-in to the transfer of personal information may
opt-out at any time. To exercise the right to opt-out, You (or Your
authorized representative) may submit a request to Us by contacting
Us.
If You have reason to believe that a child under the age of 13 (or
16) has provided Us with personal information, please contact Us
with sufficient detail to enable Us to delete that information.
Your Rights under the CCPA
The CCPA provides California residents with specific rights
regarding their personal information. If You are a resident of
California, You have the following rights:
-
The right to notice. You have the right to be notified which
categories of Personal Data are being collected and the purposes
for which the Personal Data is being used.
-
The right to request. Under CCPA, You have the right to request
that We disclose information to You about Our collection, use,
sale, disclosure for business purposes and share of personal
information. Once We receive and confirm Your request, We will
disclose to You:
-
The categories of personal information We collected about You
-
The categories of sources for the personal information We
collected about You
-
Our business or commercial purpose for collecting or selling that
personal information
-
The categories of third parties with whom We share that personal
information
-
The specific pieces of personal information We collected about You
-
If we sold Your personal information or disclosed Your personal
information for a business purpose, We will disclose to You:
- The categories of personal information categories sold
- The categories of personal information categories disclosed
-
The right to say no to the sale of Personal Data (opt-out). You
have the right to direct Us to not sell Your personal information.
To submit an opt-out request please contact Us.
-
The right to delete Personal Data. You have the right to request
the deletion of Your Personal Data, subject to certain exceptions.
Once We receive and confirm Your request, We will delete (and
direct Our Service Providers to delete) Your personal information
from our records, unless an exception applies. We may deny Your
deletion request if retaining the information is necessary for Us
or Our Service Providers to:
-
Complete the transaction for which We collected the personal
information, provide a good or service that You requested, take
actions reasonably anticipated within the context of our ongoing
business relationship with You, or otherwise perform our contract
with You.
-
Detect security incidents, protect against malicious, deceptive,
fraudulent, or illegal activity, or prosecute those responsible
for such activities.
-
Debug products to identify and repair errors that impair existing
intended functionality.
-
Exercise free speech, ensure the right of another consumer to
exercise their free speech rights, or exercise another right
provided for by law.
-
Comply with the California Electronic Communications Privacy Act
(Cal. Penal Code § 1546 et. seq.).
-
Engage in public or peer-reviewed scientific, historical, or
statistical research in the public interest that adheres to all
other applicable ethics and privacy laws, when the information's
deletion may likely render impossible or seriously impair the
research's achievement, if You previously provided informed
consent.
-
Enable solely internal uses that are reasonably aligned with
consumer expectations based on Your relationship with Us.
- Comply with a legal obligation.
-
Make other internal and lawful uses of that information that are
compatible with the context in which You provided it.
-
The right not to be discriminated against. You have the right not
to be discriminated against for exercising any of Your consumer's
rights, including by:
- Denying goods or services to You
-
Charging different prices or rates for goods or services,
including the use of discounts or other benefits or imposing
penalties
-
Providing a different level or quality of goods or services to You
-
Suggesting that You will receive a different price or rate for
goods or services or a different level or quality of goods or
services
Exercising Your CCPA Data Protection Rights
In order to exercise any of Your rights under the CCPA, and if You
are a California resident, You can contact Us:
Only You, or a person registered with the California Secretary of
State that You authorize to act on Your behalf, may make a
verifiable request related to Your personal information.
Your request to Us must:
-
Provide sufficient information that allows Us to reasonably verify
You are the person about whom We collected personal information or
an authorized representative
-
Describe Your request with sufficient detail that allows Us to
properly understand, evaluate, and respond to it
We cannot respond to Your request or provide You with the required
information if We cannot:
- Verify Your identity or authority to make the request
- And confirm that the personal information relates to You
We will disclose and deliver the required information free of charge
within 45 days of receiving Your verifiable request. The time period
to provide the required information may be extended once by an
additional 45 days when reasonable necessary and with prior notice.
Any disclosures We provide will only cover the 12-month period
preceding the verifiable request's receipt.
For data portability requests, We will select a format to provide
Your personal information that is readily useable and should allow
You to transmit the information from one entity to another entity
without hindrance.
Do Not Sell My Personal Information
You have the right to opt-out of the sale of Your personal
information. We do not sell Your personal information. If the
Company is involved in a merger, acquisition or asset sale, Your
Personal Data may be transferred. Once We receive and confirm a
verifiable consumer request from You, we will not transfer Your
personal information. To exercise Your right to opt-out, please
contact Us.
"Do Not Track" Policy as Required by California Online Privacy
Protection Act (CalOPPA)
Our Service does not respond to Do Not Track signals.
However, some third party websites do keep track of Your browsing
activities. If You are visiting such websites, You can set Your
preferences in Your web browser to inform websites that You do not
want to be tracked. You can enable or disable DNT by visiting the
preferences or settings page of Your web browser.
Your California Privacy Rights (California's Shine the Light law)
Under California Civil Code Section 1798 (California's Shine the
Light law), California residents with an established business
relationship with us can request information once a year about
sharing their Personal Data with third parties for the third
parties' direct marketing purposes.
If you'd like to request more information under the California Shine
the Light law, and if You are a California resident, You can contact
Us using the contact information provided below.
California Privacy Rights for Minor Users (California Business and
Professions Code Section 22581)
California Business and Professions Code section 22581 allow
California residents under the age of 18 who are registered users of
online sites, services or applications to request and obtain removal
of content or information they have publicly posted.
To request removal of such data, and if You are a California
resident, You can contact Us using the contact information provided
below, and include the email address associated with You.
Be aware that Your request does not guarantee complete or
comprehensive removal of content or information posted online and
that the law may not permit or require removal in certain
circumstances.
Links to Other Websites
Our Service may contain links to other websites that are not
operated by Us. If You click on a third party link, You will be
directed to that third party's site. We strongly advise You to
review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the
content, privacy policies or practices of any third party sites or
services.
Changes to this Privacy Policy
We may update Our Privacy Policy from time to time. We will notify
You of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any
changes. Changes to this Privacy Policy are effective when they are
posted on this page.
Contact Us
If you have any questions about this Privacy Policy, You can contact
us: